Helping our customers
How do you know if ESPC Money Management is right for you? Just read what some of our recent clients have to say about the service they received and you'll soon understand just how good the ESPC Money Management team really is when it comes to independent financial advice.
Meet the team:
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| Brian McCarthy | David Lauder | Douglas Turnbull | Paul Demarco |
Case study 1 - 'Clueless' First Time Buyer
Jane wanted to buy her first house but was, in her own words,
clueless about what she could afford. She visited the ESPC Money
Management team and was surprised at the range of options available
to her. In fact the most surprising thing to her was that there was
something affordable at all!
As a first time buyer, Jane was quite nervous about the whole
process but couldn't rate Douglas, her financial adviser, highly
enough. She was immediately assured by his knowledge and felt that
she was treated with genuine care and respect throughout the
process.
Case study 2 - Heroic Help
Sara was buying her first home with her partner, Paul. They'd
been saving hard for their 10% deposit and had a rough idea of how
much they wanted to borrow but needed guidance on the whole
process.
Their adviser, David, scoured the whole market and found a
selection of mortgages for them to choose from. Sara felt it made a
major difference having David on hand to do all the searching for
them, especially as he really knows the market and what's
available.
Their move was nearly a disaster when the mortgage company
accidentally put their application on hold. Luckily David came to
the rescue and they said that the professional and tireless help
that he provided made sure that their big move didn't
flounder.
Sara and Paul can't quite believe that in the space of just a few
months they've gone from bemusedly saving up and slowly learning
about the process, to actually owning and living in their very
first property.
Case study 3 - Dealing with debt
John had defaulted on a payment a few years ago and was
concerned that this might impact on buying his first home. But he'd
saved really hard for a deposit to buy a home with his partner and
hoped it wouldn't stop them getting a mortgage.
After finding a home to buy and deciding on a mortgage they were
devastated to find the mortgage was rejected due to another
undisclosed debt that they were unaware of. Their mortgage adviser,
Paul, determinedly fought an appeal on their behalf and managed to
secure the mortgage.
They've now moved in to their new home and have credited their home
purchasing success to Paul. It just goes to show that you can
still get a mortgage, even if you've had some small debts
previously.
ESPC Money Management advisers will take you through the whole process of getting a new mortgage - whether for the first time, as a home mover or someone looking to remortgage. It doesn't matter about your circumstances. The team are here to help.
Call now on 0845 111 1911 or send us an email.
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The initial consultation with an adviser is obligation free. Thereafter, ESPC Money Management's charges for mortgage advice are usually £350 (£250 for first-time buyers).
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON
YOUR MORTGAGE.
ESPC,
90a George Street,
Edinburgh,
EH2 3DF